The Ethical Boundaries and Governance Paths of Intelligent Algorithms in Financial Decision-Making

DOI: https://doi.org/10.62517/jel.202514510

Author(s)

Hongyu Su

Affiliation(s)

Xiamen University Tan Kah Kee College, Zhangzhou, China *Corresponding Author

Abstract

With the rapid development of artificial intelligence technology, the application of intelligent algorithms in the field of financial decision-making has become increasingly widespread and in-depth. While bringing many conveniences and innovations to the financial industry, it has also raised a series of ethical issues. This article delves deeply into the ethical boundaries of intelligent algorithms in financial decision-making, analyzes key ethical issues such as algorithmic discrimination, algorithmic black boxes, and responsibility attribution, and proposes corresponding governance paths from multiple levels including technology, law, regulation, and industry self-discipline, aiming to promote the healthy and sustainable development of intelligent algorithms in financial decision-making and ensure the fairness, justice, and stability of the financial market.

Keywords

Intelligent Algorithm; Financial Decision-Making; Ethical Boundaries; Governance Path

References

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