Research and Analysis of College Students' Investment and Financing under the Background of Internet

DOI: https://doi.org/10.62517/jnme.202410312

Author(s)

Yudi Guo, Hao Liang*

Affiliation(s)

Guangzhou College of Commerce, Guangzhou, Guangdong, China *Corresponding Author.

Abstract

In recent years, the prosperity of Internet finance has led to the rapid development of investment and financial management industry. People's financial management is not only traditional bank savings, but also gradually transition to Internet financial management. With the increase of national income, the disposable funds obtained by college students will increase. As a generation with high viscosity in the Internet era, college students will be an important force in the future Internet financial management market. College students with strong learning ability and willingness to accept new things of higher advantage, can use the network platform for learning, consumption, financial management, and some students interested in finance and investment also dabbled in financial field. However, the lack of experience of college students and the lack of necessary risk prevention awareness of financial investment leads to bad online loans and financial fraud. Therefore, to finance investment into the students' future career planning curriculum has certain necessity. This paper mainly analyzes the situation of college students' Internet financial management, pointing out the characteristics of college students' Internet financial management, problems and future trends of college students' financial management. The purpose is to cultivate college students' financial habits, financial awareness and ability, establish a correct outlook on life and wealth, guide them, avoid falling into the trap of financial fraud, and lay a solid foundation for future life financial planning.

Keywords

Internet Finance; Investment; College Students; Development Trend; Analysis

References

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