STEMM Institute Press
Science, Technology, Engineering, Management and Medicine
An Analysis of the Construction of the Rule of Law Path for the Financing Mechanism of Long-Term Care Insurance
DOI: https://doi.org/10.62517/jse.202511311
Author(s)
Yanjie Jing
Affiliation(s)
Law School of Southwest University, Chongqing, China *Corresponding author
Abstract
With China's transformation into an aging country, the size of the disabled elderly population has increased and the long-term care insurance system has been established, and the financing mechanism has become an important requirement to ensure its smooth implementation and sustainable development. However, judging from the current practice in pilot cities, there are many shortcomings in China's financing mechanism. Therefore, based on domestic and international practical experience, we should focus on building the rule of law path for the financing mechanism, and put forward strategies such as clarifying the structure of financing elements through separate legislation, learning from international mature models, and designing supporting mechanisms, so as to outline the rule of law regulatory strategy and systematic construction plan for the financing mechanism, and promote long-term care insurance from a "pilot policy" to a "mature rule of law". This will promote the long-term care insurance from "pilot policy" to "mature rule of law", so as to better cope with the challenges of the aging society.
Keywords
Long-Term Care Insurance; Financing Mechanism; Rule of Law Path; System Construction
References
[1] Jong Chul Rhee, A.B., Nicolae Done, C., Gerard, F., Anderson, D. Considering long-term care insurance for middle-income countries: comparing South Korea with Japan and Germany. [2] Lee, H.S., Wolf, D.A. (2014) An evaluation of recent old-age policy innovations in South Korea. J. Research on Aging. [3] Heinicke, K., Thomsen, S.L. (2010) The Social Long-term Care Insurance in Germany: Origin, Situation, Threats, and Perspectives. Mannheim, Germany: Center for European Economic Research. J. Discussion Paper., No. 10-012. [4] Seok, J.E. (2010) Public long-term care insurance for the elderly in Korea: design, characteristics, and tasks. J. Social Work in Public Health., 25(2):185–209. [5] Ikegami, N. (2007) Rationale, design and sustainability of long-term care insurance in Japan—in retrospect. J. Social Policy and Society., 6(03):423–34. [6] Yiwei Yin, Ping He. (2022) German practice and localization design of long-term care insurance financing legal system. J. China Medical Insurance.,(04):123-128. [7] Da Feng, Hong Cui. (2021) Research on statutoryization of long-term care insurance system in China. J. Journal of Shenyang Normal University (Social Science Edition)., 45 (06): 53-61. [8] Huize Liu. (2022) Research on the Legal System of Long-term Care Insurance. D. Liaoning University. [9] Lichen Zhang.(2023) Research on the construction of long-term care insurance legal system in China. D. Guangxi Normal University. [10] Chen Mu, Zhenhua Rong. (2025) Problems and countermeasures in local policies of long-term care insurance. J/OL. Medicine and Law., (01): 93-99. http://kns.cnki.net/kcms/detail/51.1721.R.20250121.1348.016.html. [11] Cheng Yang. (2022) Research on Long-term Care Insurance System in the Context of Positive Aging. D. Chongqing University. [12] Ritu Wu. (2015) Deepening the reform of social security system to adapt to the new normal of economic development. J. National People's Congress of China., (3): 36-39 [13] Jie Sun, Xinyi Hu, Yuezhu Jiang. (2020) Financing Mechanism for Social Long-Term Care Insurance: A Theoretical Analysis Framework. International Journal of Economics. J. Finance and Management Sciences., Vol. 8, No. 1, pp. 39-48. [14] Zhen Li, Chu Zhang. (2021) On the Reform of Individual Financing Mechanism of Resident Health Insurance from Quota System to Ratio System. J. China Health Policy Research., 14(07):1-10. [15] Gongcheng Zheng, Linzi Tan. (2024) Individual financing policy for residents' health insurance: origin, dilemma and optimization. J. China Rural Economy., (03):2-21. [16] Yifan Zhao, Bo Guan. (2024) Reform proposals to promote the maturation and finalization of the long-term care insurance system. J. Health Economics Research., 41(12):46-49. [17] Yinan Chen. (2023) The current situation, limitations and optimization path of long-term care insurance financing in China: an empirical analysis based on 27 pilot policy texts. J. Journal of Beijing University of Aeronautics and Astronautics (Social Science Edition)., 36(02):90-99. [18] Wenjiong He, Yixin Yang. (2021) Analyzing Several Issues of Social Medical Insurance Financing. J. China Medical Insurance., (03):34-37.
Copyright @ 2020-2035 STEMM Institute Press All Rights Reserved