Research on the Impact of FinTech on the Digital Transformation of Enterprises
DOI: https://doi.org/10.62517/jtm.202513404
Author(s)
Liu Liqi1*, Wang Benchao2
Affiliation(s)
1International Finance college, Shanghai Lixin University of Accounting and Finance, Shanghai, China
2International Education college, Shanghai University of Finance and Economics, Shanghai, China
*Corresponding Author
Abstract
The core of enterprise digital transformation lies in integrating traditional business with advanced technologies to create a more efficient and flexible production and operation model. Supported by Financial Technology (FinTech), enterprises have gained new opportunities for digital transformation. To study the impact of FinTech on enterprise digital transformation and explore the direction of such transformation, this paper adopts methods such as literature analysis to analyze the performance of enterprises in the transformation process. Furthermore, it summarizes and concludes from the perspectives of optimizing the transaction environment, improving the efficiency of financial services, enhancing marketing service solutions, and boosting production and operation decision-making capabilities, aiming to provide assistance for the innovative development of enterprises.
Keywords
FinTech; Enterprise Management; Digital Transformation; Impact
References
[1] Hou Hua. The Impact of FinTech on the Digital Transformation of Commercial Banks and Countermeasures Research[J]. China Circulation Economy 2025, (15): 96-99.
[2] Liu Xiaolin, Li Jigang. Research on the Influence Mechanism of Supply Chain Finance on the Digital Transformation of Enterprises [J]. Financial Research, 2025, (07): 43-53.
[3]Zhong Xuesi, Wei Zijie, Liu Jinlin. Research on the Impact of Supply Chain Finance on the Digital Transformation of EnterprisesEvidence Based on Textual Analysis of Listed Companies [J]. Friend of Accounting, 2025, (17): 62-71
[4]Gu Junjian, Hu Siyu, Wang Chongjin. The impact of digital inclusive finance on the digital transformation of enterprises [J. Journal of Wuhan University of Technology (Information and Management Engineering Edition), 2025, 47(03): 366-37 383.
[5] Liu Fang, Zhang Zhaomei. The impact of supply chain finance on corporate financial risk under digital transformation [J]. Science and, 2025, 25(09): 270-276.