Financial Risk Prevention and Control for Small and Medium-Sized Foreign Trade Enterprises in China_Vol. 3 No. 2 (JBM 2026)_Journal of Business and Marketing (ISSN: 3005-5717)

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Financial Risk Prevention and Control for Small and Medium-Sized Foreign Trade Enterprises in China

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DOI: https://doi.org/10.62517/jbm.202609221

Author(s)

Lu Lu*

Affiliation(s)

Yunnan College of Business Management, Kunming, Yunnan, China *Corresponding Author

Abstract

In the face of constrained financing conditions, frequent exchange rate fluctuations, and increasing global trade uncertainties, China's numerous and widely dispersed small and medium-sized foreign trade enterprises are a critical factor in the stabilization of foreign trade and employment. Nevertheless, they are typically confronted with substantial financial risks, including financing challenges, delayed tax rebates, exchange rate volatility, cash flow constraints, and sluggish payment collection. This paper defines pertinent concepts, identifies the primary manifestations of financial risks, conducts an in-depth analysis of their root causes from both external environmental and internal management perspectives, and proposes actionable risk prevention strategies integrated with domestic policies and practical business practices. Its objective is to assist small and medium-sized foreign trade enterprises in mitigating financial risks and achieving sustainable operations, based on the actual operational realities of these enterprises.

Keywords

Financial Risks; Risk Prevention and Control; Accounts Receivable, and Exchange Rate Risk; Small and Medium-Sized Foreign Trade Enterprises

References

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